Medical Insurance ensures you have access to healthcare without relying on the public system. It means you can get the advice or treatment you need when you need it, without the added pressure of paying expensive medical bills.
You may already have an older style comprehensive policy and would like to reduce your premiums by insuring your family against the ‘big ticket' health costs only.
We insure our cars in case of an accident; the same theory should apply to our health. By purchasing health insurance when you're healthy, you will be covered for health problems that you may have in the future.