Hot Tips

Not having clear financial goals for your future
Not increasing mortgage payments as your income increases. By increasing your payments you can reduce your mortgage faster and make better use of your funds
Saving money in a savings account when you have a mortgage charging a higher interest rate than you can earn
Incorrect mortgage structure - leading to higher costs and/or insufficient flexibility
Having other high interest loans (i.e. hire purchases) in addition to a mortgage loan. In many cases we can incorporate these other debts into your mortgage, saving you money.