Financial Health Checks
NZINVEST offers free financial health checks to help you achieve your financial goals and get on top of your debt. A Financial Health Check can help you to save you money, protect your assets and help you to realise your goals and aspirations for the future.
As with any competitive consumer focused industry, products in the financial services sector change regularly. To ensure you have the best product, the best rates and the best structure you need to actively manage your debt.
Many people have a number of different loans at any one time. You might have money owing on your credit card, charging interest at 19 percent, a hire purchase, charging interest at 15 percent a car loan, charging interest at 15 percent and a mortgage charging interest at 9.6 percent. By restructuring this debt you may be able to save on your interest costs.
Financial health is about:
- making your debt work for you, not against you
- knowing your financial goals and taking a hands-on approach to achieving them
- actively working towards reducing your loans and loan repayments
- maximizing the capabilities of your loans and minimizing the cost of them
- keeping your risks and exposure to an absolute minimum
