6-step Process


NZINVEST follows the internationally recognised six step financial planning process. This process includes gathering relevant financial information, determining your goals, examining your current financial status and creating a strategy, or plan, to assist you in achieving your objectives.

You will deal with a primary contact at NZINVEST (your Property Consultant,), then other members of our team, depending on your individual requirements and the requirements of the Financial Advisers Act.

Step One - Establish a relationship with a professional adviser

As a first step, we will meet with you and talk about what you wish to achieve both financially and in terms of lifestyle. We will also provide you with a background on NZINVEST and the services we can provide to assist with achieving your goals. We will provide you with a Disclosure Statement and Scope of Services so you know what to expect from us.

Step Two - Gather the data and identify your goals

As with any plan for the future, you need to take stock of your current status and what resources you have available. Part of this will entail determining your personal net worth, which is essential to establish a firm foundation for an effective plan and it is the best way to gain a sound knowledge of your financial position to enable a professional adviser to give you effective advice. This process will also involve determining and quantifying your financial goals and requires you to be precise and specific about what you are trying to achieve.

Step Three - Analyse and evaluate

It is the consultant's role to consider any issues that may arise and provide you with information to help you decide whether property is a good way of achieving your goals.

Step Four - Prepare your (financial) journey

A plan will be tailored to meet your needs and provide you with options for consideration. Remember, if you fail to plan, you plan to fail.

Step Five - Implement your financial journey

In this step, we work with you to put your plan into action. This involves putting the structures in place to ensure that the implementation of your strategy is handled as smoothly and efficiently as possible. We ensure that all your instructions are carried out as accurately as possible, and that you are kept informed of the progress throughout.

Step Six - Review your plan

Once everything is in place, it is not a case of set and forget. Your planner and our back-office support team will continue to monitor and report on the progress towards your goals. We would like to meet with you on a regular basis to talk about your financial goals (they do change from time to time), identify potential risks and make adjustments for market conditions, so that your plan is updated and adjusted accordingly.