Financial Services

Funding your investment correctly is a key part of successful investing, and your finance arrangements have a huge impact on cash flow.

Our skilled team of accredited mortgage managers will identify the best product to meet your personal finance needs and will structure your loan to provide a tax effective method of increasing your equity and long-term investment portfolio.



Financial Health

As with any competitive consumer focused industry, products in the financial services sector change regularly. To ensure you have the best product, the best rates and the best structure you need to actively manage your debt.  

NZINVEST offers FREE financial health checks*  to help you acheive your financial goals and get on top of your debt. 

Register now for a FREE  Financial Health Check!*

Financial health is about:
  • making your debt work for you, not against you
  •  knowing your financial goals and taking a hands-on approach to achieving them
  •  maximizing the capabilities of your loans and minimizing the cost of them. 
  
Over the term of a mortgage, an incorrect structure or the wrong product could cost you thousands of dollars. That’s why regular review of your loans, savings plans and payment structure in line with your financial goals is so important.
 
     
 
'Top Five' Financial Management Mistakes
 
1. Not having clear financial goals for your future
 
2. Not increasing mortgage payments as your income increases. By increasing your payments you can reduce your  mortgage faster and make better use of your funds
 
3. Saving money in a savings account when you have a mortgage charging a higher interest rate than you can earn
 
4. Incorrect mortgage structure – leading to higher costs and/or insufficient flexibility
 
5. Having other high interest loans (i.e. hire purchases) in addition to a mortgage loan.  In many cases we can incorporate these other debts into your mortage, saving you money
 
  
     
 
 * FREE Financial health checks are currently only available in Auckland, New Zealand.